Property Investor?

Interest Only Loans, Equity Release to Fund property Deposit and Fees.

Property Investment Mortgage Broker Melbourne

One of the most important things to consider when purchasing an investment property is your home loan. With the right investment loan, you can start earning money from your new property without having to worry about excessive fees or interest rates. 

At Lime Financial Services, we offer professional guidance and advice to help you secure the best investment loan. Leveraging our extensive resources and years of experience, we can: 

  • Help you decide if an investment property is right for you
  • Determine the best investment loan for your situation
  • Assist you with other aspects of buying your investment property 

As your dedicated investment mortgage broker in Melbourne, Lime Financial Services will clearly explain all your options with no costs, no pressure, and no obligations. Our services are free of charge for you, and we deal with the lenders and the paperwork so you don’t have to.

Contact our team today for complete advice regarding your investment property. 

Our Services

We are mortgage experts. There are many different types of finance and these are the main areas we cover:

Home Upgraders

Purchasing a larger family home.

Self-Managed Super Funds

Using your Superannuation to buy an Investment Property.

  • Financial Planning - Long term strategy, Insurance, Superannuation, and Budgeting.
  • Conveyancing - To handle the legal Transfer of property from the seller to the buyer.
  • Legal - Estate Planning, Wills, Powers of Attorney and Family Law matters.
  • Accounting - We match professionals to your particular needs. e.g. Property Investors, SMSF.
  • Real Estate - Professionals who can source Property for you.
  • General Insurance - Building, Home Contents, Landlords, Business, and Liability.

our people

Testimonies

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Thank you to Andrew and the team at Lime Financial, not only for helping us purchase our first home, but for being there for us every step of the way during our refinance process. They are always very responsive and go above and beyond to meet our needs.

Jess Notting

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Our family have had the pleasure of dealing with Lime for close to 20 Years! Andrew in particular has always helped us with any of our mortgage needs. The most recent was to help our Son and his Fiance with the purchase of their 1st home. I would highly recommend using Lime. Andrew has gone above and beyond all expectations for us and we are truly grateful for all the help and guidance he has given us over the years!

Mary Bishop

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Andrew and the team are absolutely amazing. Everyone is very friendly and helpful in what can be a stressful time. They explain everything, all the steps and make it's as easy as possible to help achieve the best outcome. I highly recommend them, this is my second mortgage using lime financials. They are worth more than 5 stars 🌟

Fallon Collett

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I just utilised the services of Andrew and his team at Lime Financial Services for my first home loan and my experience was brilliant! Andrew and Dan kept in touch with me regularly, answered all of my questions and were incredibly responsive to my many emails. In addition to being incredibly literate in their field, they were kind as well which goes a long way. Would highly recommend for anyone looking for a mortgage broker for a new home loan or refinancing. 5 star service!!!

Bridgitte

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Andrew and the team at lime Financial are Awesome. They are always available to answer any questions and helped make the process of buying and selling as smooth as possible. I have used lime financial a few times and they have always been great, I would highly recommend. Thanks again Andrew and team.

Megan Miller

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Andrew and the team from Lime Financial Services are amazing. They have helped us buy our first and second home. They helped us understand the whole process of buying and selling. I would highly recommend them.

Melissa Cecchin

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We have dealt with Andrew and his team for years now and have always found them extremely diligent, professional and approachable. In our recent experience we had very tight deadlines and they managed to help us secure a loan in record time which in turn allowed us to quickly convert the purchase of our new home. Thanks again and looking forward to continuing dealing with you.

Felipe Merizalde

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I was referred to Dan by a friend and I am so glad I decided to go with them. As a first home buyer, both Dan and Andrew have been amazing! They were very supportive throughout the whole the process, explained everything, and answered all our questions. Thanks to them, buying our first home was a genuinely stress free experience. You cannot go wrong by choosing these guys.

Sam S.I.

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I have used Lime Financial Services on a few occasions now over the years to obtain finance for both a new mortgage and to borrow additional funds. I have always found their service to be nothing short of exceptional. They are extremely through and very prompt to respond to any questions. They kept me well informed throughout the entire process making it a very easy, smooth process. Thank you so much again Andrew and team we are extremely grateful for all your hard work.

Kelly Aitken

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Have used Andrew & his team for several mortgages now; wouldn't go anywhere else (even though I've moved interstate). Lime know their stuff, are fantastic to deal with, and have deep experience navigating complicated financials (our initial referral to them was after having a poor experience with a broker from a larger firm; Lime made it all very easy in comparison!).

Ryan Verner

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What To Look For In An Investment Home Loan

Investment home loans and standard home loans aren’t the same. Generally speaking, investment loans have stricter requirements and may involve larger deposits or higher interest rates. Our property investment mortgage brokers offer Melbourne investors clear advice on all aspects of their loan, such as: 

  • Home loan fees: including establishment, discharge, early exit, and ongoing fees
  • Interest rates: fixed, variable, and split rate options
  • Redraw facilities
  • Options to make additional payments
  • Options to have an offset account
  • Flexibility of the loan
  • And more 

Investment Loan Eligibility, Deductions, and Other Considerations

For Australian citizens, there are no restrictions on the type or amount of investment properties you can own. However, it is important to consider other factors such as your total household income, your financial goals, and your home loan. 

Lime Financial compares investment loans from hundreds of lenders, including big banks, regional banks, and credit unions.

We also work with trusted financial planners, conveyancers, lawyers, accountants, and insurance and real estate professionals to ensure you’re receiving comprehensive and tailored financial advice. Our professionals can also advise you on tax deductions related to your investment loan. You may be able to claim various expenses as deductions, including: 

  • Investment loan interest
  • Investment property insurance
  • Commission fees
  • Construction and maintenance costs
  • Property depreciation
  • Other expenses

To speak with our investment mortgage brokers in Melbourne, give us a call to arrange your no-obligation consultation. From understanding your needs to obtaining approval and finalising your loan, Lime Financial Services will offer you comprehensive support.