Buying your first home?

First Home Owners Grant Processing, Low Deposit Loans, Education.

The Best Mortgage Brokers for First Time Buyers in Melbourne

Buying your first home is a major milestone and it involves major financial decisions. If you’re looking for the best loan to help you secure your first home, Lime Financial Services can offer comprehensive advice and guidance. 

With years of industry experience, our team will: 

  • Help you navigate the First Home Owners Grant
  • Clearly explain all your mortgage options
  • Ensure you obtain the right loan for your budget and current circumstances 

Lime Financial Services offers comprehensive advice without the jargon or sales tactics of the big banks. That’s what makes us the best mortgage brokers for first time buyers in Melbourne. 

Contact our team today for a no obligation appointment. When you work with Lime Financial Services, we will take care of all the documentation and deal with the lender on your behalf. This ensures you can secure the best home loan for your specific needs, with none of the stress or guesswork.

Our Services

We are mortgage experts. There are many different types of finance and these are the main areas we cover:

Home Upgraders

Purchasing a larger family home.

Self-Managed Super Funds

Using your Superannuation to buy an Investment Property.

  • Financial Planning - Long term strategy, Insurance, Superannuation, and Budgeting.
  • Conveyancing - To handle the legal Transfer of property from the seller to the buyer.
  • Legal - Estate Planning, Wills, Powers of Attorney and Family Law matters.
  • Accounting - We match professionals to your particular needs. e.g. Property Investors, SMSF.
  • Real Estate - Professionals who can source Property for you.
  • General Insurance - Building, Home Contents, Landlords, Business, and Liability.

our people


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Having Lime on my side meant that a lot of the worry involved with purchasing a house was gone. They thought of everything, from building inspections to contents insurance! Lime gave me great peace of mind.

Nicole W. - Heathmont VIC

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Very courteous and professional; also the regular communication was important to us.

Russell N. - North Croydon VIC

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Thanks to Andrew's dedication to my goals, I have been able to prosper financially. I have never found Andrew's commitment to clients elsewhere and I recommended him to a friend who has equally been impressed with his brilliant service.

Maria P. - West Melbourne VIC

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Your Dedicated First Home Buyer Mortgage Broker in Melbourne

Finding the Perfect Home Loan for You

There are many features that first home buyers should look for in a home loan, and Lime Financial Services is here to help you secure the best deal for your financial future. 

Our team has access to hundreds of home loan options from major and regional banks, online lenders, credit unions, and wholesale funders. We will compare the most suitable options for your circumstances, ensuring you can choose your home loan with confidence. 

Things to Consider for Your First Home Loan

Lime Financial offers a comprehensive fact finding service to ensure the loan you select is perfectly suited to your financial situation. As a completely independent team, we are the first home buyer mortgage broker Melbourne locals can trust. 

 Some of the features we will consider when helping you secure a loan include: 

  • Interest rates: fixed, variable, and split rate options
  • Ongoing fees
  • Loan terms and conditions
  • Low deposit loans
  • Options to make extra mortgage repayments
  • Home loan redraw facilities
  • Flexibility of the loan
  • And more 

We Will Help You Apply For the First Home Owners Grant

If you’re a first home buyer in Victoria, you may be eligible for a grant up to $10,000 (or $20,000 in regional areas). Depending on your circumstances, you may also be eligible for various stamp duty reductions, concessions, or exemptions as a first home buyer. 

At Lime Financial Services, we handle all the paperwork for your home loan application, including applying for the First Home Owners Grant. Our experienced team will determine your eligibility and ensure you receive maximum value from your grant. 

How Our Mortgage Brokers Help First Home Buyers

At Lime Financial, we do not charge a fee for any of our services, meaning our advice and guidance is free of charge. When you work with our experts, we will:

1.  Take the time to understand your needs and circumstances in a no-obligation appointment
2.  Gather all the critical data and discuss your options honestly with you
3.  Handle all your home loan documentation and all other paperwork such as grant applications
4.  Deal with the lender on your behalf, ensuring a smooth process that meets your needs
5.  Review all documents with you before finalising your mortgage
6. Offer ongoing support, reviews, and updates to ensure you’re always getting the best deal 

To work with the best mortgage brokers for first time buyers, Melbourne locals should look no further than Lime Financial Services. Contact us today for your no obligation consultation.