Buying your first home?

First Home Owners Grant Processing, Low Deposit Loans, Education.

The Best Mortgage Brokers for First Time Buyers in Melbourne

Buying your first home is a major milestone and it involves major financial decisions. If you’re looking for the best loan to help you secure your first home, Lime Financial Services can offer comprehensive advice and guidance. 

With years of industry experience, our team will: 

  • Help you navigate the First Home Owners Grant
  • Clearly explain all your mortgage options
  • Ensure you obtain the right loan for your budget and current circumstances 

Lime Financial Services offers comprehensive advice without the jargon or sales tactics of the big banks. That’s what makes us the best mortgage brokers for first time buyers in Melbourne. 

Contact our team today for a no obligation appointment. When you work with Lime Financial Services, we will take care of all the documentation and deal with the lender on your behalf. This ensures you can secure the best home loan for your specific needs, with none of the stress or guesswork.

Our Services

We are mortgage experts. There are many different types of finance and these are the main areas we cover:

Home Upgraders

Purchasing a larger family home.

Self-Managed Super Funds

Using your Superannuation to buy an Investment Property.

  • Financial Planning - Long term strategy, Insurance, Superannuation, and Budgeting.
  • Conveyancing - To handle the legal Transfer of property from the seller to the buyer.
  • Legal - Estate Planning, Wills, Powers of Attorney and Family Law matters.
  • Accounting - We match professionals to your particular needs. e.g. Property Investors, SMSF.
  • Real Estate - Professionals who can source Property for you.
  • General Insurance - Building, Home Contents, Landlords, Business, and Liability.

our people

Testimonies

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Thank you to Andrew and the team at Lime Financial, not only for helping us purchase our first home, but for being there for us every step of the way during our refinance process. They are always very responsive and go above and beyond to meet our needs.

Jess Notting

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Our family have had the pleasure of dealing with Lime for close to 20 Years! Andrew in particular has always helped us with any of our mortgage needs. The most recent was to help our Son and his Fiance with the purchase of their 1st home. I would highly recommend using Lime. Andrew has gone above and beyond all expectations for us and we are truly grateful for all the help and guidance he has given us over the years!

Mary Bishop

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Andrew and the team are absolutely amazing. Everyone is very friendly and helpful in what can be a stressful time. They explain everything, all the steps and make it's as easy as possible to help achieve the best outcome. I highly recommend them, this is my second mortgage using lime financials. They are worth more than 5 stars 🌟

Fallon Collett

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I just utilised the services of Andrew and his team at Lime Financial Services for my first home loan and my experience was brilliant! Andrew and Dan kept in touch with me regularly, answered all of my questions and were incredibly responsive to my many emails. In addition to being incredibly literate in their field, they were kind as well which goes a long way. Would highly recommend for anyone looking for a mortgage broker for a new home loan or refinancing. 5 star service!!!

Bridgitte

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Andrew and the team at lime Financial are Awesome. They are always available to answer any questions and helped make the process of buying and selling as smooth as possible. I have used lime financial a few times and they have always been great, I would highly recommend. Thanks again Andrew and team.

Megan Miller

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Andrew and the team from Lime Financial Services are amazing. They have helped us buy our first and second home. They helped us understand the whole process of buying and selling. I would highly recommend them.

Melissa Cecchin

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We have dealt with Andrew and his team for years now and have always found them extremely diligent, professional and approachable. In our recent experience we had very tight deadlines and they managed to help us secure a loan in record time which in turn allowed us to quickly convert the purchase of our new home. Thanks again and looking forward to continuing dealing with you.

Felipe Merizalde

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I was referred to Dan by a friend and I am so glad I decided to go with them. As a first home buyer, both Dan and Andrew have been amazing! They were very supportive throughout the whole the process, explained everything, and answered all our questions. Thanks to them, buying our first home was a genuinely stress free experience. You cannot go wrong by choosing these guys.

Sam S.I.

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I have used Lime Financial Services on a few occasions now over the years to obtain finance for both a new mortgage and to borrow additional funds. I have always found their service to be nothing short of exceptional. They are extremely through and very prompt to respond to any questions. They kept me well informed throughout the entire process making it a very easy, smooth process. Thank you so much again Andrew and team we are extremely grateful for all your hard work.

Kelly Aitken

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Have used Andrew & his team for several mortgages now; wouldn't go anywhere else (even though I've moved interstate). Lime know their stuff, are fantastic to deal with, and have deep experience navigating complicated financials (our initial referral to them was after having a poor experience with a broker from a larger firm; Lime made it all very easy in comparison!).

Ryan Verner

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Your Dedicated First Home Buyer Mortgage Broker in Melbourne

Finding the Perfect Home Loan for You

There are many features that first home buyers should look for in a home loan, and Lime Financial Services is here to help you secure the best deal for your financial future. 

Our team has access to hundreds of home loan options from major and regional banks, online lenders, credit unions, and wholesale funders. We will compare the most suitable options for your circumstances, ensuring you can choose your home loan with confidence. 

Things to Consider for Your First Home Loan

Lime Financial offers a comprehensive fact finding service to ensure the loan you select is perfectly suited to your financial situation. As a completely independent team, we are the first home buyer mortgage broker Melbourne locals can trust. 

 Some of the features we will consider when helping you secure a loan include: 

  • Interest rates: fixed, variable, and split rate options
  • Ongoing fees
  • Loan terms and conditions
  • Low deposit loans
  • Options to make extra mortgage repayments
  • Home loan redraw facilities
  • Flexibility of the loan
  • And more 

We Will Help You Apply For the First Home Owners Grant

If you’re a first home buyer in Victoria, you may be eligible for a grant up to $10,000 (or $20,000 in regional areas). Depending on your circumstances, you may also be eligible for various stamp duty reductions, concessions, or exemptions as a first home buyer. 

At Lime Financial Services, we handle all the paperwork for your home loan application, including applying for the First Home Owners Grant. Our experienced team will determine your eligibility and ensure you receive maximum value from your grant. 

How Our Mortgage Brokers Help First Home Buyers

At Lime Financial, we do not charge a fee for any of our services, meaning our advice and guidance is free of charge. When you work with our experts, we will:

1.  Take the time to understand your needs and circumstances in a no-obligation appointment
2.  Gather all the critical data and discuss your options honestly with you
3.  Handle all your home loan documentation and all other paperwork such as grant applications
4.  Deal with the lender on your behalf, ensuring a smooth process that meets your needs
5.  Review all documents with you before finalising your mortgage
6. Offer ongoing support, reviews, and updates to ensure you’re always getting the best deal 

To work with the best mortgage brokers for first time buyers, Melbourne locals should look no further than Lime Financial Services. Contact us today for your no obligation consultation.