Property Investor?

Interest Only Loans, Equity Release to Fund property Deposit and Fees.

our services

We are mortgage experts. There are many different types of finance and these are the main areas we cover:

We also work with trusted advisers on a purely professional basis - that is, no kickbacks - in the following areas:

  • Financial Planning - Long term strategy, Insurance, Superannuation, and Budgeting.
  • Conveyancing - To handle the legal Transfer of property from the seller to the buyer.
  • Legal - Estate Planning, Wills, Powers of Attorney and Family Law matters.
  • Accounting - We match professionals to your particular needs. e.g. Property Investors, SMSF.
  • Real Estate - Professionals who can source Property for you.
  • General Insurance - Building, Home Contents, Landlords, Business, and Liability.

our process

No Obligation AppointmentNo Obligation Appointment
No Obligation Appointment
In person or over the phone, we take the time to understand your specific needs.
Comprehensive Fact FindComprehensive Fact Find
Comprehensive Fact Find
We gather all required data, discuss critical issues, establish clear processes and set realistic expectations.
Finalise all DocumentationFinalise all Documentation
Finalise all Documentation
We do all the work, provide options and prepare all application and supplementary paperwork for you.
Obtain ApprovalObtain Approval
Obtain Approval
We deal with the lender on your behalf, complete all their specific requirements, answer questions and resolve issues to ensure a hassle free outcome for our clients.
We review and execute all contracts and mortgage documents with you and work towards settlement of your loan.
Ongoing SupportOngoing Support
Ongoing Support
We offer monthly updates, interest rate alerts, annual reviews and more.

our people

Andrew has been a Credit Adviser since 2000 and previously worked with Australia’s largest non-bank lender where he was runner up Lending Manager of the Year 2003 (the only nomination for Vic/Tas/SA).

Andrew also worked with Lending Specialists which attained winner and runner up status as PLAN Australia Broker of the Year 2003 and 2004. Andrew entered the Australian top 200 Broker List for the Professional Lenders Network in April 2008 and won the Leading Broker Award for Loans Actually in May 2008. Since that time, he has been in the top 200 each and every year.

Andrew has held various Finance, Property, Risk and Project Management roles. He qualified as a Real Estate Agent’s Representative in 1998, completed a Bachelor of Business: Business Administration (Accounting) in 2001 and completed a Diploma of Financial Services (Finance/Mortgage Broking Management) in 2006. He is an active property investor and practices what he preaches.
Carolyn holds a Bachelor of Business (Accounting) and a Diploma of Financial and Mortgage Broking Management and brings a wealth of experience, having worked for Australia's largest department store in Customer Service, Finance and Administration for more than 20 years. More recently, Carolyn has worked in the Financial Planning sector in an Administration role. Coupled with her mortgage expertise, Carolyn assists many of our clients with their SMSF and Investment properties. Carolyn is also charged with ensuring the office runs smoothly.


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Having Lime on my side meant that a lot of the worry involved with purchasing a house was gone. They thought of everything, from building inspections to contents insurance! Lime gave me great peace of mind.

Nicole W. - Heathmont VIC

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Very courteous and professional; also the regular communication was important to us.

Russell N. - North Croydon VIC

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Thanks to Andrew's dedication to my goals, I have been able to prosper financially. I have never found Andrew's commitment to clients elsewhere and I recommended him to a friend who has equally been impressed with his brilliant service.

Maria P. - West Melbourne VIC

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Property Investment Mortgage Broker Melbourne

One of the most important things to consider when purchasing an investment property is your home loan. With the right investment loan, you can start earning money from your new property without having to worry about excessive fees or interest rates. 

At Lime Financial Services, we offer professional guidance and advice to help you secure the best investment loan. Leveraging our extensive resources and years of experience, we can: 

  • Help you decide if an investment property is right for you
  • Determine the best investment loan for your situation
  • Assist you with other aspects of buying your investment property 

As your dedicated investment mortgage broker in Melbourne, Lime Financial Services will clearly explain all your options with no costs, no pressure, and no obligations. Our services are free of charge for you, and we deal with the lenders and the paperwork so you don’t have to.

Contact our team today for complete advice regarding your investment property. 

What To Look For In An Investment Home Loan

Investment home loans and standard home loans aren’t the same. Generally speaking, investment loans have stricter requirements and may involve larger deposits or higher interest rates. Our property investment mortgage brokers offer Melbourne investors clear advice on all aspects of their loan, such as: 

  • Home loan fees: including establishment, discharge, early exit, and ongoing fees
  • Interest rates: fixed, variable, and split rate options
  • Redraw facilities
  • Options to make additional payments
  • Options to have an offset account
  • Flexibility of the loan
  • And more 

Investment Loan Eligibility, Deductions, and Other Considerations

For Australian citizens, there are no restrictions on the type or amount of investment properties you can own. However, it is important to consider other factors such as your total household income, your financial goals, and your home loan. 

Lime Financial compares investment loans from hundreds of lenders, including big banks, regional banks, and credit unions.

We also work with trusted financial planners, conveyancers, lawyers, accountants, and insurance and real estate professionals to ensure you’re receiving comprehensive and tailored financial advice. Our professionals can also advise you on tax deductions related to your investment loan. You may be able to claim various expenses as deductions, including: 

  • Investment loan interest
  • Investment property insurance
  • Commission fees
  • Construction and maintenance costs
  • Property depreciation
  • Other expenses

To speak with our investment mortgage brokers in Melbourne, give us a call to arrange your no-obligation consultation. From understanding your needs to obtaining approval and finalising your loan, Lime Financial Services will offer you comprehensive support.

contact us

Our job is to make your life a little easier.
Contact us now to discuss your particular situation.

Lime Financial Services Pty Ltd
P:  1300 724 088
M:  0400 100 777
F:  03 9887 4733

Make an Enquiry

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