Buying your first home?

First Home Owners Grant Processing, Low Deposit Loans, Education.

our services

We are mortgage experts. There are many different types of finance and these are the main areas we cover:

We also work with trusted advisers on a purely professional basis - that is, no kickbacks - in the following areas:

  • Financial Planning - Long term strategy, Insurance, Superannuation, and Budgeting.
  • Conveyancing - To handle the legal Transfer of property from the seller to the buyer.
  • Legal - Estate Planning, Wills, Powers of Attorney and Family Law matters.
  • Accounting - We match professionals to your particular needs. e.g. Property Investors, SMSF.
  • Real Estate - Professionals who can source Property for you.
  • General Insurance - Building, Home Contents, Landlords, Business, and Liability.

our process

No Obligation AppointmentNo Obligation Appointment
No Obligation Appointment
In person or over the phone, we take the time to understand your specific needs.
Comprehensive Fact FindComprehensive Fact Find
Comprehensive Fact Find
We gather all required data, discuss critical issues, establish clear processes and set realistic expectations.
Finalise all DocumentationFinalise all Documentation
Finalise all Documentation
We do all the work, provide options and prepare all application and supplementary paperwork for you.
Obtain ApprovalObtain Approval
Obtain Approval
We deal with the lender on your behalf, complete all their specific requirements, answer questions and resolve issues to ensure a hassle free outcome for our clients.
ImplementationImplementation
Implementation
We review and execute all contracts and mortgage documents with you and work towards settlement of your loan.
Ongoing SupportOngoing Support
Ongoing Support
We offer monthly updates, interest rate alerts, annual reviews and more.

our people

Andrew has been a Credit Adviser since 2000 and previously worked with Australia’s largest non-bank lender where he was runner up Lending Manager of the Year 2003 (the only nomination for Vic/Tas/SA).

Andrew also worked with Lending Specialists which attained winner and runner up status as PLAN Australia Broker of the Year 2003 and 2004. Andrew entered the Australian top 200 Broker List for the Professional Lenders Network in April 2008 and won the Leading Broker Award for Loans Actually in May 2008. Since that time, he has been in the top 200 each and every year.

Andrew has held various Finance, Property, Risk and Project Management roles. He qualified as a Real Estate Agent’s Representative in 1998, completed a Bachelor of Business: Business Administration (Accounting) in 2001 and completed a Diploma of Financial Services (Finance/Mortgage Broking Management) in 2006. He is an active property investor and practices what he preaches.
Carolyn holds a Bachelor of Business (Accounting) and a Diploma of Financial and Mortgage Broking Management and brings a wealth of experience, having worked for Australia's largest department store in Customer Service, Finance and Administration for more than 20 years. More recently, Carolyn has worked in the Financial Planning sector in an Administration role. Coupled with her mortgage expertise, Carolyn assists many of our clients with their SMSF and Investment properties. Carolyn is also charged with ensuring the office runs smoothly.

testimonies

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Having Lime on my side meant that a lot of the worry involved with purchasing a house was gone. They thought of everything, from building inspections to contents insurance! Lime gave me great peace of mind.

Nicole W. - Heathmont VIC

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Very courteous and professional; also the regular communication was important to us.

Russell N. - North Croydon VIC

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Thanks to Andrew's dedication to my goals, I have been able to prosper financially. I have never found Andrew's commitment to clients elsewhere and I recommended him to a friend who has equally been impressed with his brilliant service.

Maria P. - West Melbourne VIC

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The Best Mortgage Brokers for First Time Buyers in Melbourne

Buying your first home is a major milestone and it involves major financial decisions. If you’re looking for the best loan to help you secure your first home, Lime Financial Services can offer comprehensive advice and guidance. 

With years of industry experience, our team will: 

  • Help you navigate the First Home Owners Grant
  • Clearly explain all your mortgage options
  • Ensure you obtain the right loan for your budget and current circumstances 

Lime Financial Services offers comprehensive advice without the jargon or sales tactics of the big banks. That’s what makes us the best mortgage brokers for first time buyers in Melbourne. 

Contact our team today for a no obligation appointment. When you work with Lime Financial Services, we will take care of all the documentation and deal with the lender on your behalf. This ensures you can secure the best home loan for your specific needs, with none of the stress or guesswork.

Your Dedicated First Home Buyer Mortgage Broker in Melbourne

Finding the Perfect Home Loan for You

There are many features that first home buyers should look for in a home loan, and Lime Financial Services is here to help you secure the best deal for your financial future. 

Our team has access to hundreds of home loan options from major and regional banks, online lenders, credit unions, and wholesale funders. We will compare the most suitable options for your circumstances, ensuring you can choose your home loan with confidence. 

Things to Consider for Your First Home Loan

Lime Financial offers a comprehensive fact finding service to ensure the loan you select is perfectly suited to your financial situation. As a completely independent team, we are the first home buyer mortgage broker Melbourne locals can trust. 

 Some of the features we will consider when helping you secure a loan include: 

  • Interest rates: fixed, variable, and split rate options
  • Ongoing fees
  • Loan terms and conditions
  • Low deposit loans
  • Options to make extra mortgage repayments
  • Home loan redraw facilities
  • Flexibility of the loan
  • And more 

We Will Help You Apply For the First Home Owners Grant

If you’re a first home buyer in Victoria, you may be eligible for a grant up to $10,000 (or $20,000 in regional areas). Depending on your circumstances, you may also be eligible for various stamp duty reductions, concessions, or exemptions as a first home buyer. 

At Lime Financial Services, we handle all the paperwork for your home loan application, including applying for the First Home Owners Grant. Our experienced team will determine your eligibility and ensure you receive maximum value from your grant. 

How Our Mortgage Brokers Help First Home Buyers

At Lime Financial, we do not charge a fee for any of our services, meaning our advice and guidance is free of charge. When you work with our experts, we will:

1.  Take the time to understand your needs and circumstances in a no-obligation appointment
2.  Gather all the critical data and discuss your options honestly with you
3.  Handle all your home loan documentation and all other paperwork such as grant applications
4.  Deal with the lender on your behalf, ensuring a smooth process that meets your needs
5.  Review all documents with you before finalising your mortgage
6. Offer ongoing support, reviews, and updates to ensure you’re always getting the best deal 

To work with the best mortgage brokers for first time buyers, Melbourne locals should look no further than Lime Financial Services. Contact us today for your no obligation consultation.

contact us

Our job is to make your life a little easier.
Contact us now to discuss your particular situation.

Lime Financial Services Pty Ltd
P:  1300 724 088
M:  0400 100 777
F:  03 9887 4733
E:  info@limefinancial.com.au

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